Subscription Terms and Conditions
Please read these terms carefully before using our subscription-based financial planning services. By subscribing, you agree to the conditions outlined below.
September 10, 2025
Acceptance of Terms
By using this website or subscribing to our services, you accept and agree to comply with these terms and all applicable Australian laws and regulations. If you do not agree, please do not use our services.
Definitions
Key terms used in these Terms and Conditions are defined below for clarity.
‘Service’ means the ongoing financial planning subscription, including consultations and access to the client portal.
‘Subscriber’ refers to any individual or business that has purchased a monthly subscription plan.
‘Content’ means all website materials, communications, and documents provided by us.
‘Agreement’ refers to these Terms and Conditions as a binding contract.
Service Use
Subscribers must provide accurate information and use our services only for lawful purposes. We reserve the right to modify or discontinue services at any time.
Eligibility
You must be at least 18 years old and legally able to enter contracts in Australia to subscribe.
Individuals under 18 are not eligible for our services.
User Responsibilities
Subscribers are responsible for maintaining confidentiality and complying with these terms.
Prohibited Uses
The following activities are not allowed on our site or services.
Intellectual Property
All content, branding, and materials on this site belong to us or our licensors. You may not copy, reproduce, or distribute any materials without written permission.
User Content
User-submitted content remains your responsibility. Do not upload confidential or sensitive data without consent.
Rights to User Content
By submitting content, you grant us permission to use it for service delivery, subject to privacy obligations.
Privacy and Data Protection
We take your privacy seriously. Please refer to our Privacy Policy for details about how we collect, use, and protect your information.
Read Privacy PolicyImportant Disclaimers
Please read the following disclaimers carefully.
Service Limitations
Results may vary. We do not guarantee outcomes or offer refunds for services rendered.
Limitation of Liability
We are not liable for indirect or consequential damages arising from the use of our services or website.
Indemnification
You agree to indemnify us for any losses or claims arising from your use of the service or breach of these terms.
Dispute Resolution
We aim to resolve disputes amicably, but if necessary, the following procedures apply.
Arbitration
Disputes may be referred to binding arbitration in accordance with Australian law.
Arbitration does not limit consumer rights under the law.
Online Dispute Resolution
Consumers may use the Australian Online Dispute Resolution platform for eligible claims.
Learn more about ODRSeverability
If any part of these terms is held invalid, the remainder will remain in effect.
Entire Agreement
These Terms and Conditions constitute the complete agreement between you and us regarding the subscription service.
Governing Law in Australia
These terms are governed by the laws of Australia. Any disputes will be handled in Australian courts.
Termination
We may suspend or terminate your subscription for breach of terms or unlawful activity. Notice will be provided where possible.
Changes to Terms
We may update these Terms and Conditions from time to time. Continued use of the service constitutes acceptance of changes.
Contact for Terms
Please contact us with questions about these terms or your rights as a subscriber.
Email address: content@farioaoreva.com
Phone: +61764644490
Address: 1 Bligh Street, Level 26, Sydney, NSW 2000 Australia
Effective date: September 10, 2025
Version: 2.0